Tuesday, December 10, 2013

What Happens To You And I When The World Abandons The Dollar?

December 10, 2013

When our dollar fails, which has happened in 30 U.S. cities already, everything doesn't just stop. Farmers will continue to plant seed, but only if the evil banks will loan them the money to buy seed--and today good seed is at the mercy of a very few manufacturers or collectors of seed. One of them is pictured above, Bill Gates, who produces only one year planting seed. Their seed isn't like the old seed where farmers could scavange enough seed for next year's planting from the dead plants on their farm. Gates made certain people would have to come to people like him and pay full price for new seed--seed he produced that doesn't re-seed from year to year. Darn that money-grubbing rich man. 

If the car makers can't get loans from bvanks, they lay off millions of people

If homebuilders can't get customers because the dollar is defunct, they go out of business--for a while. That is until the government becomes a giant dictator and starts employing people. It's not generally a threat because everything would be restored to the competitive marketplace eventually--but only if the president isn't a progressive who sees himself as a dictator. I am talking about Barack Obama. If he is still president when the roof falls on America's dollar system, which is really a corrupt system of printing money without any actual gold or other value behind it. If Obama is president when this happens, watch out. All hell will break loose and you and I will be working for the government forever--until another bloody revelotion occurs and, frankly, I don't want to be around when that happens.

What's the way out. Maybe some of these smart money people can help you. I will warn you, people like Warren Buffett are progressives and are looking out for number one, not for you and I. Don White

Sunday, September 22, 2013

A Lot of Women Pass Up Better Jobs Because They Feel They Are Dominated By Men

September 22, 2013

From the Deseret News in SLC, Utah

Do women even want 'better' jobs?

Published: Friday, Sept. 13 2013 10:01 a.m. MDT
Updated: Friday, Sept. 13 2013 10:01 a.m. MDT
Sheryl Sandberg, chief operating officer of Facebook, discusses the challenges facing women in the workplace at a luncheon appearance before the California Women's Legislative Caucus in Sacramento, Calif., in this Wednesday, Aug. 21, 2013, file photo. Sandberg said after years in corporate America, she wanted to launch a conversation about women's inequality.
Rich Pedroncelli, Associated Press
Your major in college can have as much — or more — of an impact on how much money you make than what college you attend, according to a new report by NPR’s Lisa Chow.
The story, which aired Monday, is nothing new. Chow’s report was a reaction to research by Anthony Carnevale, an economist at Georgtown University, and reflected similar research on college majors by websites like Bankrate.com.
Though Bankrate’s results may have differed from Carnevale's (Carnevale’s data shows engineering majors getting the best payout, but Bankrate hands the top honor to those in advertising and marketing majors) the implication is the same: Passion majors such as psychology and studio arts just aren’t worth the price.
But Chow moves beyond these assumptions, exploring what motivates someone to choose a major in the first place.
In a radio interview, Chow compares the experiences of two college graduates: One who chose their major because of interest, another who chose based on the projected wealthy returns. Not surprisingly, both were happy with their career choices, but for very different reasons.
"I came into the school knowing where I want to go and what I wanted to do," Michael Gardner, a recent graduate who majored in psychology at City College in New York, told Chow in an interview. "Honestly, I don't mind the money. It's more of a fulfilling thing for me."
Gardner's choice to enter psychology, one of the most popular and least lucrative fields of study, may seem rather ludicrous compared to Chow's other interviewee, Erin Ford.
Ford majored in petroleum engineering at the University of Texas, and makes more than three times Gardner's salary.
"It was really a - a really easy process," Ford told Chow. "My dad jokes that he didn't make as much as I made until five years ago. So I do feel guilty about it, but there's not really much I can do to change it. And I don't really want to change it, either."
Two days later Chow ran another report based on the same data, but this time she zeroed in on how women factor in to Carnevale’s numbers.
According to Carnevale’s data, women are more prone to major in less lucrative subjects, such as social work (88 percent of graduates in this major are female), early childhood education (97 percent female) or communication disorders sciences (94 percent female).
On the contrary, only 13 percent of those who majored in the most lucrative subject, petroleum engineering, were female.
But why?
According to Chow, many women pass up more lucrative fields of study because they are “put off” by industries dominated by men, or because they simply prefer to focus on having a family.
But there may be another reason women choose less lucrative majors. One that may also explain the often reported gender wage gap.
Chow herself, as she explains on NPR.com, majored in applied math and went on to receive an MBA. Both very practical, lucrative fields of study. Because she ultimately chose journalism instead of a job in business management, Carnevale estimates she lost out on a few million dollars over the course of her lifetime.
“So what's my excuse?” she writes, “I love my job.”
So what does this have to say about the glass ceiling?
Slate's Hanna Rosin's recent article, "The Gender Wage Gap Lie," had some observations similar to Chow's.

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Don White was born during the height of the Great Depression, in 1936. He grew up in Salt Lake County, graduating from Granite High School and the University of Utah. He later received a law degree and became a professional underwriter. His insurance career ended in 1999, having served for 8 years as president of a mutual insurance carrier in Minneapolis. He has owned a mortgage notes firm and now writes for a living. He is author of three books and publisher of content on 20 web sites.



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